Soon..popular health insurance, at a premium of 700 liras per month, to cover operations under full anesthesia
The Insurance Supervision Board is betting that small insurance contributions contribute to resolving the health insurance file that has been stuck for years, as it plans in coordination with insurance companies to offer small health insurance products with an annual premium of 8500 pounds, and it is paid in monthly installments of about 700 pounds through electronic payment applications for the "Eye Authority" program Which can be downloaded on mobile devices.
And a responsible director at the authority stated that there is a general trend towards small insurance, including (popular product), that is, small health insurance through a system of slides and according to age groups, as the authority has a proposal to offer health products that include insurance in hospitals for surgical operations under full anesthesia, with an annual premium of up to 8500 Lira for the youth category, while this premium is increased according to the age group, as it increases for the elderly groups to the limits of 20 thousand pounds per year, while preparing a broader health product that reaches its annual premium of up to 30 thousand pounds annually, which includes services inside and outside hospitals, including rays, laboratories, and other Health Services.
And on how to pay this installment, the manager indicated that it will be on a monthly basis, and that the annual installment is divided into the months of the year and paid at the beginning of each month, and that will be provided through the application of the authority’s authority to alleviate the insured in paying the installment, and a proposed underline is required to exempt insurance The small, including the small health insurance of the various fees incurred by it, especially the stamp fee estimated at about 500 pounds, which contributes to raising the feasibility of the insurance product and reducing its cost to the insured, and that these small health services will be optional for whoever desires them.
And on the insurance companies that will offer this product, he explained that it will be according to the company’s desire, based on its vision of the economic feasibility of the product, whereas all companies will be obligated to launch the second product, which includes services inside and outside the hospitals at a current price of about 30 thousand pounds, without any Price increases or tendency to crack prices for this product.
And on the hospitals that provide such insurance services, he indicated that these hospitals will be identified and announced with the launch of these products on the market, expected to be with the second half of next month (January) for the year 2020.
He pointed out that such services and small health products do not represent an alternative to the national health insurance project that the government is working on, and it is an important project, and broad social groups benefit from it, but offering small health products contributes to supporting the health insurance file and contributes to providing quality health services to those He desires, and it is price-studied services to suit the financial situation of many citizens who wish to benefit from such services.
It is noteworthy that our health insurance suffers from many difficulties, the most important of which is weak cooperation and coordination between the authorities concerned with the health insurance system, the gap between the insurance premium and the insurance service provided, and the reluctance of some service providers to receive insured patients due to the high medical costs, such as medical consumables and the values of the services provided, The weak institutional structure governing the work of health insurance, the lack of a legislative structure governing health insurance, in addition to the weak qualifications of the national staff in the field of health insurance, the weak level of insurance culture among the Syrian citizen, the weak income of the Syrian citizen, and the Taba N the degree of medical service between the regions and the provinces.
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