Despite its many products, diversified services, and many difficulties, the insurance sector is still described and classified from promising sectors with broader horizons. And to achieve better results in terms of operational and financial performance through the integration of the efforts of various components of the insurance sector to reach the best results, in line with government attention through the development of regulations, laws and procedures related to insurance, and intensified monitoring of its performance to reach an excellent performance G is consistent with the size and importance of the services provided by the insurance sector, and these services are closely linked to the needs of the citizen in various fields, and the need for this sector to continuously develop its process in order to improve it, and strengthen its role to achieve comprehensive development, and meet the aspirations of the beneficiaries of its services.
In follow-up to the reality of providing services and insurance products in the province of Latakia, we met with the director of the Syrian Insurance Establishment Eng. And against the dangers of fire, insurance against theft, insurance of land and air transport, and others, pointing to the positive reflection of the plan to spread insurance awareness in various sectors on the increasing expansion of the insurance response through the indicators achieved, where The total value of insurance compensation amounted to LL 722.85 million, of which in the third quarter in the field of accidents of 192 accidents, compensation paid LL 46.2 million, allowances LL 145.5 million, while the total The total number of reimbursed accidents amounted to LBP 156 million and total net allowances of LBP 337.9 million. Due to Maritime Prosecutions 5.12 Million pounds.
Depp assures that insurance targets the widest sectors and areas with comprehensive protection to mitigate damages and losses.There are projects that can be insured that are under construction from the date of commencement of implementation until the temporary or final delivery.The duration of the insurance can be extended to include maintenance. Offers offers for insurance at cost commensurate with the market and the financial situation of citizens, hence the importance of sensitizing the insured persons, as well as those wishing to obtain insurance contracts of all kinds from the General Organization for Insurance, pointing to the widening list of types of insurance products He explained that merchants can insure their goods transported by land, sea or air, with reasonable and competitive allowances.The insurance ensures that the goods transported are damaged as a result of transport or loss. Or breakage, or exposure to any factor or cause damage.
Guarantee of compensation
Regarding theft insurance, Depp explained that this insurance product guarantees compensation for disappearance, damage and damage caused by theft. Regarding the insurance of land and air transport, he pointed out that it includes all risks to the insured thing during transport from the source store to the importer's warehouse, including In the two stages of the transfer of mail from the city to the airport and vice versa, the risks associated with war risks, goods, riots, unrest, and benefits on the document is returned 10 percent of the total added allowances during the insurance year, if the insured reserved for 500 thousand liras and below , Including Less than 300 thousand liras, and 15% of the total net allowances during the insurance year shall be returned if the insured is saved more than 500 thousand liras and up to one million liras, and 20 percent of the total net allowances during the insurance year shall be returned if the insured is reserved for more than one million liras. Special rates can be granted for premium insurance requests.
The maritime transport insurance covers through clause (a) of the goods of A clause all losses and damages to the insured object, including general loss, rescue and collision expenses, which are settled and determined in accordance with the shipping contract.
With regard to engineering insurance, Deeb pointed out that it includes comprehensive protection for damages and losses that may affect the contract works, equipment, equipment and machinery that are part of the project, as well as physical and physical damages to third parties resulting from the implementation of projects, the scope of coverage, and all possible risks, so as to compensate. For any sudden and unexpected damage that occurs during the period of insurance of the insured objects within the work site, including fire, lightning, explosion, and the fall of flying objects, or parts thereof.
health insurance
Deeb stressed that there is a great response from the public sector institutions to the Syrian insurance services, where the institution is concluding health insurance contracts since all public sector institutions are coming to this type inevitably, not to mention the contracts of government institutions, industrial facilities against fire, theft and civil liability In addition, insurance contracts for money carriers in government departments, in addition to credit abuse contracts, car insurance contracts, maritime insurance on imported goods by sea, and land insurance on goods, and some educational establishments insure students with insurance contracts.
List of products
Deeb explained that the Syrian General Organization for Insurance has introduced a new product to the list of products it offers to its customers called the shield of the engineer to insure houses against the dangers of fire, explosion, and the fall of civil aviation objects, as well as the risk of civil liability. Coverage of the risks of fire, riots, disturbances and the fall of civilian flying objects in the first of them reaches 500 thousand liras, in the second tranche to 1 million liras, and in the third to 2 million liras, while the ceiling of coverage of the risk of civil liability in the first tranche reaches 500 thousand li Of, and in the second to a million pounds, and in the third to 2 million pounds, while the total allowance for the first tranche Faisal to 5000 pounds, and in the second to 9000 pounds, and the third to 15 thousand pounds.
Access to various slides
Depp confirms that the insurance for the three tranches is based on the first loss after indicating that the disclosure is done before the insurance in the third tranche without requesting this disclosure for the first and second tranches, indicating that the institution has circulated the content of this new product to its branches in the provinces, asking branch managers to direct Letters to all unions and associations that include engineers: / agricultural - informatics - contractors /, and also to the directorates of technical services in order to publicize this contract, as well as demanding to promote it during the production processes, and when holding seminars, lectures and various meetings, stressing The importance of the new product in terms of achieving the institution's access to different social segments, through programs that take into account the specificity of the work of each segment, and respond to the requirements of its work, all in parallel with the achievement of important revenues for the institution through these programs that are added to the basket of other products located on Cadres and leading institutions in the Syrian insurance market.
Source: Al-Baath Newspaper
